Setting Spending Limits Per Category, Not Just Overall
Instead of one overall monthly budget, RCT lets you set a limit for each individual category, groceries, eating out, coffee, whatever matters to you, and tracks your real scanned spending against it as the month goes on.
A single monthly limit hides where the money actually goes. You can stay under €1,200 for the month and still have spent way more on takeout than you meant to, because everything else happened to come in low. Category limits fix the part of budgeting that a single number can’t: knowing which specific habit is the one worth watching.
A limit for whichever category you care about
You pick a category, groceries, eating out, coffee and tea, transport, whatever’s relevant to your life, and set a limit in your own currency. RCT already knows how much you’ve spent in that category this month because every scanned item is sorted into one, so the limit starts tracking against real numbers immediately, not an estimate.
Only the categories you actually want to watch
You don’t need a limit for all 33 categories. Most people only care about the two or three where overspending is a real risk, food delivery, going out, or subscriptions, for example. Everything else can stay untracked, which keeps the limits screen from turning into another chore.
Why this works better than a single number
A category limit turns “did I overspend this month” into “did I overspend on eating out this month,” which is a question you can actually do something about. It’s the same logic as item-level categorization applied to budgeting itself: the more specific the number, the more useful it is.